Old Point National Bank is a wholly-owned subsidiary of Old Point Financial Corporation with 19 convenient branches throughout Hampton Roads and surcharge-free access to over 55,000 ATMs worldwide as part of the Allpoint ATM network. We offer state of the art products and services to meet all of your personal and commercial financial needs. Old Point’s experienced and dedicated lending officers continue to differentiate Old Point from its competitors by providing superior guidance and support to borrowers. Old Point’s robust commercial solutions allow our business customers to operate more efficiently and increase cash flow. As competitors discontinue free checking and impose penalties on their customers, Old Point takes a different approach by offering forward-thinking solutions to enhance our clients' financial lives.